How to Check Your Reward Card Balance

There are a lot of rewards credit cards out there that will help you get the most out of your spending. The key is to find the one that is the best fit for you and your lifestyle. To do that, you need to know how to check your reward card balance.

Check Your Reward Card Balance

There are several ways to check your credit card balance, including texting, online and by calling customer service. The most common way is to access your account on the secure website or by entering your card number and PIN. If you are having trouble getting into the site, you can also contact customer service to find out your balance.

Amazon Gift Card Balance

If you have an Amazon gift card, it's easy to check its balance by heading to the gift cards page on their website. Your reward card activate You can use the link at the top of the page to navigate to the gift card section, and then you can enter your 14 to 15-digit gift card claim code to see your balance. You can also view your balance if you purchased a printed gift card from the company, such as those sold at Walmart or Target.

Reward Card Balance

A rewards card is a great way to earn cash back, travel miles or merchandise discounts. However, you need to be careful about how you use it. You don't want to use it as a crutch to make unnecessary purchases, or you could end up losing money.

You also need to read the fine print. Some programs impose annual limits or caps on the amount of money you can earn. Others may have a minimum redemption amount or restrict the types of purchases you can make with your rewards card.

Interest Rates

Many rewards cards carry higher interest rates than standard credit cards, making them a poor choice for those who carry a balance. Even if you pay your balance off every month, the interest charges can add up quickly.

Expiration Dates and Redeeming Points or Miles

Some card rewards expire or are forfeited if they're not redeemed within a certain timeframe, such as six months. Other rewards, such as airline miles, are only good for a certain number of uses or for a specific period of time.

For example, some cards will allow you to redeem your rewards for airfare or other travel perks as long as the points aren't expired. While that's nice, you need to know what the terms are before you sign up for the card.

In addition, some card issuers might change the reward program without warning, so be sure to read the terms carefully before signing up for a new card. You'll also want to check your card's terms to determine whether canceling the card will forfeit your rewards.

If you're looking to apply for a new reward card, consider using Bankrate's CardMatch(tm) to find a card that matches your spending habits and financial goals. You can also take advantage of our free credit score analysis to get an idea of how your credit will impact the credit card you choose.